Home Insurance

When you own a home, one of your responsibilities is ensuring that your home is protected by home insurance. Home insurance gives you several types of coverage that each protects you differently. If your home is in need of a home insurance policy, call us at Save-on Insurance Services, Inc in California.

Coverage for Your House

Home insurance includes coverage that gives protection to your dwelling. The house is most likely your most significant investment, and a lot can happen to it that damages it. Each policy will have a wide range of events covered by the policy, including certain disasters and accidents. When a covered event happens to your home and causes damage, your home insurance will pay for those damages. This can save you enormous money on repairs that would be yours to pay without this insurance.

Coverage for Your Belongings

In addition to insuring your house, home insurance also covers the possessions you have inside your home. Your belongings are worth a lot when you add up the value of all of them. With your home insurance policy in place, it can pay for damage and destruction done to your belongings by a covered event. Something like an accident, calamity, etc., can cause a lot of damage to what you own, and your policy can pay you to replace them all.

Liability Coverage

Home insurance also comes with liability protection. This protects you by paying the medical bills of an injured third party on your property. Medical bills are always rising, and it's important to have this coverage to pay for those bills. Without it, you could be on the hook for thousands in medical bills for the injured party and pay their lost wages and certain other costs.